ACU will be closed on Tuesday, November 11, 2025 in observance of Veterans Day. Thank you for your service!

Affected by the government shutdown? We may be able to help! Learn More

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Personal

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Vacation and Christmas Club Accounts

Our Club Accounts make saving for big events easy! Grow your savings faster with one of our high interest Club Accounts.

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Business

Grow Your Business

Let us help you find the right products and services for your growing business

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Own Your Journey

At Ashland Credit Union, we embolden our members to achieve their financial goals. Along life’s journey, you can count on us for guidance as you strive for financial wellness.

Your life is your journey…Own It!

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Welcome Pathways Employees

Your employer cares about your financial well-being and supports your financial success. Through a partnership between Ashland Credit Union (ACU) and your employer, your Christmas Club account will be administered through ACU. 

Don't Stress! Switching your account is easy and it means earning more on your money! 

Here is what happens now!

ACU wants to help you make the most of your finances. If you have any questions about your Christmas Club or any of our products, we are here to help! 

Apply for Membership

In order to successfully complete your application, you will need to be able to provide:

  1. Contact and identifying information (such as DOB, SSN) for yourself and any other account owners.
  2. Your drivers license or other government-issued ID.
  3. The names of any beneficiaries on your account.

Once completed, we will contact you with information on how to start using your new account within one business day. 

Open Account

Have Questions?

Through your employer's partnership with us, you have access to our dedicated Engagement Specialist, Megan Holland. You can contact her at (606) 329-5462 or megan.holland@ashlandcu.org.

 

PATRIOT Act
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask your name, physical address, date of birth, taxpayer identification number, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents. We will let you know what additional information is required.

 

Christmas Club Disclosures

*APY=Annual Percentage Yield.  Annual posting date for Christmas Club-November 1st. Annual dividend rates on Christmas Club accounts are set by the ACU Board of Directors and are published at the end of the quarter preceding the annual posting date. Christmas Club accounts earn 4.00% APY* on only the first $5,000 on deposit. Any funds over said amounts will earn the regular share dividend rate in effect at the same time of the posting date. Minimum balance required to open account and earn the stated APY= $0. A $25 fee is assessed for all withdrawals other than to close the account or to pay out the annual balance on the posting date. Fees may reduce earnings.