VISA® One Rewards
Earn Rewards on EVERY Purchase ALL the Time
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No Annual Fee
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No Balance Transfer Fees
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1.90% Intro APR* for first 6 months, Intro APR for Purchases & Balance Transfers
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Rates as low as 12.49% APR*, After Intro Period
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Earn 1 Point per $1 spent, No Limits, No Spending Caps
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Redeem for Cash, Travel, Gift Cards, and More
Rates
| Card | *APR as low as | Terms/Conditions |
|---|---|---|
| Visa® Platinum | 12.49% | Variable rate; Minimum $500 line of credit; No annual fee, no balance transfer fee, no foreign transaction fee; Cash advance fee is 2% of the advance amount. |
*A.P.R. = Annual Percentage Rate Visa Disclosures | ||
*A.P.R. — Annual Percentage Rate. Offer applies to new Visa® ONE Rewards Cards. Purchases and balance transfers from other credit cards qualify for the introductory rate. Introductory Annual Percentage Rate (APR) is 1.90% for the first six months following the date the card is opened. Thereafter the then- prevailing APR will be applied to outstanding balances. APR is subject to change semi-annually with the market based on the Prime Rate and a margin based on your creditworthiness. A 2% fee applies on all cash advance amounts. Introductory rates and grace periods do not apply to cash advances. As of February 2, 2025 the APR was between 12.49% - 20.49%. Minimum credit line $500. Rates and terms are subject to change. Not all will qualify for the lowest rate.